Financing Your Future
Graduate Financial Aid
There are generally four main types of aid: Grants, Loans, Work-Study, and Scholarships. There may also be special aid options for those who are already NJ Stars, EOF recipients, transfer students, or those eligible for veteran's benefits.
Rowan Global students, regardless of how their course is offered (online, off-campus, hybrid, or face-to-face), must follow the same process for financial aid as other Rowan students. To apply for financial aid, all students must complete the Free Application for Federal Student Aid (FAFSA) online at www.fafsa.ed.gov. (Rowan's FAFSA code is 002609.) Applying for the FAFSA begins the federal aid process and since it is separate from any individual school's admission process, a student does not need to be admitted to an institution to begin. Rowan Global strongly encourages its students to apply for aid early and to apply for any academic year in which they are eligible.
Degree granting programs are academic programs that lead to a degree including bachelor's, master's, doctoral, and specialist programs. While a student does not need to be admitted to apply for federal aid, a student must be admitted and matriculated (have officially accepted the offer of admission) via the signed Rowan Global Student Guide & Agreement Signature Page in order to receive federal aid should they qualify. Financial Aid cannot be packaged or applied to any Rowan student account until you are officially matriculated into an academic program. It is also not possible to apply financial aid retroactively to a previous term, even within the same academic year.
You must apply each academic year for federal aid, and while you may be awarded an estimated aid package for the year; aid is only officially disbursed by Rowan's Financial Aid Office each fall or spring term to matriculated students who are registered for the appropriate minimum number of credits that particular term. This could mean that you receive aid one term but not the next. Also keep in mind that aid might not be applicable for those matriculated Rowan Global students who begin a program mid-term because they are usually only taking one course which does not usually qualify for the federal part-time minimum enrollment for aid.
For an undergraduate-level student 6 credit hours per term is the minimum required to qualify for federal financial aid. For a graduate-level (or doctoral) student, 4.5 credit hours per term is the minimum. (These are both considered part-time status.) Financial aid is therefore not applicable for those terms in which the total number of credits for which a student is registered is fewer than 6 (for undergraduates) or 4.5 (for graduates).
Current Rowan Global students must check their Personalized Course Sequence (PCS) to determine in which terms they have enough credits to be eligible to receive federal aid. Most Rowan Global programs are set up such that matriculated Rowan Global students will meet the minimum credit hours required each term to qualify for federal financial aid, but there are a few exceptions.
For more details, including eligibility requirements, contact our Financial Aid representative at email@example.com or 856-256-5126. For more details and the most up-to-date information about financial aid, please visit the Rowan Financial Aid Office website.
While Certificates of Graduate Study (COGS), Certificates of Advanced Graduate Study, Graduate Endorsements/Certifications, and Post-Baccalaureate programs are classified as academic, they are non-degree programs. As such, these programs are ineligible for Title IV funding. Title IV programs include financial aid from the Federal Pell Grant, Federal SEOG, Federal TEACH Grant, Federal Stafford Loans, and Federal Work Study. However, prospective students are encouraged to seek other forms of assistance such as employer tuition reimbursement, private loans or scholarships.
Title IV Ineligible Programs
Certificates of Graduate Study (COGS)
- Educational Technology COGS
- Teaching and Learning COGS
- Special Education COGS
- Sustainable Engineering COGS
- Autism Spectrum Disorders COGS
- Business COGS
- Writing: Composition & Rhetoric COGS
- History COGS
- IMC COGS
- Middle Grades Math Education COGS
- Management Information Systems COGS
- Networks COGS
- Reading COGS
- Reading/Writing Literacy COGS
- School Public Relations COGS
- Secondary Math Education COGS
- Software Engineering COGS
- Web Development COGS
- World History COGS
Certificates of Advanced Graduate Study (CAGS)
- Principal Preparation CAGS
- Applied Behavior Analysis CAGS
- Business: Accounting CAGS
- Business: Finance CAGS
- Business: Management CAGS
- Business: Marketing CAGS
- Business: MIS CAGS
- Mental Health Counseling CAGS
- GCT Supervisor
- GCT Learning Disability
- School Nursing Certification
- Applied Behavior Analysis
- Art Certification
- Cartography & Geographical Information Systems
- Music Certification
Rowan Global Scholarship
The Rowan Global Scholarship is an award program designed for the adult learner at the graduate level. It awards up to $1,500 to one or more qualified Rowan students each spring. The Rowan Global Scholarship is coordinated by the Rowan Global Academic Services Office and candidates are selected by the Rowan Global Scholarship Committee based upon the combination of the student's cumulative GPA, their submitted statements, and their financial need as determined by Rowan's Financial Aid Office. Please note that, due to limited scholarship funds, a student may only be awarded the Rowan Global Scholarship one time during their matriculation in a particular graduate-level academic program. Former recipients of the Rowan Global Scholarship are not eligible to reapply for future years unless/until they have matriculated into a different Rowan Global program. All active graduate students are sent information about the Rowan Global Scholarship between December and January. Submissions are usually are due in January. Decisions are made and monies are posted to the selected students account in February.